Fix & Flip
Our Fix & Flip loans are designed for real estate investors who need quick, reliable capital to acquire and renovate properties. Whether you’re flipping for profit or planning to refinance into a long-term hold, we offer fast approvals, competitive rates, and funding structures tailored to your timeline and strategy.
These loans are ideal for single-family homes, townhomes, and multi-unit properties needing cosmetic or structural improvements. We work with both new and experienced investors.
Program Highlights
- 100% Financing: We cover 100% of purchase + 100% of rehab, up to 75% ARV.
- Short-Term Bridge (6–18 months): Built for quick turns and exit into perm financing.
- Interest-Only Payments: Keep carrying costs low while you renovate.
- Fast Closes (5–10 Business Days): Streamlined underwriting for proven operators with solid docs and scope.
- Experience Required: Pricing and leverage reserved for investors with successful flip history (workarounds available, but terms change).
Case Study: Norwood Home Fix & Flip Project
Client Success
This project was a very extensive rehab from the start. When Richard purchased the distressed property, the kitchen and bathroom were already gutted, so he had to start from scratch in both of those key rooms. What started out as a modest 3 bedroom/1 bath single family home with an unfinished attic, Richard turned into a gorgeous 4 bedroom/2 bath home by finishing the attic with a bedroom and full bath. The unfinished basement only had 5' ceilings, so he did not bother to finish that space, but he did move the laundry from the basement to the first floor, which was a huge improvement. Overall, the scope of the rehab was daunting, and there were cost over runs and some delays, but Richard's improvements paid off handsomely, and he was able to quickly sell the home at a profit!
Project Details
Client: Richard O. - RFG Pro Property
Location: Norwood, PA
Property Description: Single Family Residence Purchase Price of the Property: $61,000
Cost to Rehab Property: $44,500
Lowbarrierlending.com
Based in Houston, Texas
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